Transform T&E Management with
AI-Powered Intelligence

Go beyond dashboards with conversational analytics and automated insights

From Reactive Reporting to Proactive Virtual Workforce

Automating the previously impossible

The true revolution of an agentic platform isn't automating tasks humans already do. The most significant value comes from undertaking critical work that isn't being done at all—because it's too complex, too time-consuming, or simply impossible to perform at scale with human teams.

image of computer screens with data dashboards

Continuous opportunity scanning

Virtual workforce scans every transaction in real-time, identifying savings opportunities that quarterly reviews miss entirely

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Comprehensive analysis

AI agents analyze every transaction, cross-reference every contract term against live market rates continuously

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Predictive intelligence

Forecast budget variances, predict compliance issues, and model policy impacts at impossible scale

Specialized AI Agents for Every Enterprise Role

Each agent is trained for specific T&E management functions, working autonomously as dedicated team members

Procurement Agent

Contract compliance monitoring and supplier performance optimization

Audit Co-Pilot

Continuous compliance checks and fraud pattern detection across all transactions

Financial Strategist

Real-time forecasting and savings opportunity quantification for executive reporting

Program Manager

Unified data analysis and proactive anomaly detection for T&E oversight

Enterprise T&E Intelligence

Deep Domain Expertise Built for Enterprise Scale

Built specifically for T&E complexities—understanding fare structures, PNR details, merchant codes, policy logic, and contract terms. Cogent's agentic framework transforms T&E management from a reactive administrative function into a proactive, strategic, and autonomous operation.

agentic framework
Built for T&E complexities
from a reactive  function into strategic,  autonomous operation.
image of a collaborative workspace (for a b2b saas)

The Battle with Fragmented Data

In today's complex corporate environment, managing T&E is a battle fought with fragmented data and blunt instruments. Enterprises grapple with disconnected information across TMCs, credit card feeds, expense systems, and vendor contracts.
From Reactive Reporting to Proactive Intelligence
Static, rearview-mirror reports
Traditional BI tools answer "what happened" but leave leaders struggling for actionable insights
Fragmented information silos
Disconnected data across TMCs, cards, expense systems, and contracts
Reactive administrative function
Limited to periodic analysis instead of strategic, proactive management

Specialized Agents for Every Role

Your virtual workforce addresses unique pressures with dedicated solutions

T&E Managers

Pain Point:

Difficulty unifying TMC, card, and expense data quickly enough to control spend, often requiring tedious manual spreadsheet work.

Your Agent:

An ever-vigilant analyst delivering unified workspace for instant answers, proactive alerts on anomalies, and immediate drill-downs into any KPI.

Procurement Teams

Pain Point:

Lack of real-time supplier performance visibility, missed rebate triggers, and needing data-backed negotiation leverage.

Your Agent:

A master negotiator's assistant that normalizes vendor data, surfaces scorecards, and models "what-if" scenarios.

Internal Auditors

Pain Point:

Manual sampling catches issues too late; fraud patterns hide in high transaction volumes.

Your Agent:

An Audit Co-Pilot working around the clock with continuous compliance checks on 100% of transactions.

Contract Managers

Pain Point:

Contract terms lost in disparate systems, difficulty tracking renewals, spend deviating from negotiated caps.

Your Agent:

A digital archivist that extracts metadata, monitors timelines, and flags deviations from negotiated terms.

Finance Leadership

Pain Point:

Needing accurate, always-current global T&E view and pressure to identify defensible savings targets.

Your Agent:

A trusted financial strategist providing up-to-the-minute flash reports and reliable KPI forecasting.

Core Capabilities: An Agentic Platform in Action

Specialized AI agents working as your virtual workforce
to transform T&E management

Conversational Intelligence & What-If Analysis

Engage with AI agents using natural language to perform complex analysis and scenario modeling. Ask questions like 'What's our total EMEA air spend in Euros last quarter?' or run what-if scenarios such as 'Show expected savings if we shift 10% of volume from supplier A to supplier B.'

Proactive Savings Discovery

AI agents autonomously scan live spend, contract, and policy data to hunt for savings opportunities. When detected, agents package recommended strategies, estimate potential savings, and present clear action plans for approval—work that's impossible to do manually at scale.

Agentic Framework - Virtual Workforce

Deploy specialized AI agents that work alongside your teams as a virtual workforce. Each agent has unique expertise—from contract monitoring to fraud detection—operating continuously to perform critical work that was previously impossible due to complexity or scale.

Continuous Compliance & Audit Co-Pilot

AI agents perform tireless audit assistance with 100% transaction monitoring, checking every expense against policies, historical patterns, and fraud indicators. Transform audit from periodic sampling to continuous, comprehensive oversight.

Automated Reporting & Dynamic Dashboards

Go beyond static reports. Ask an agent to "Generate an interactive dashboard showing travel spend vs. budget by department for the last six months." These dashboards can be refined, shared, and embedded directly in the workspace.

Intelligent Alerting & Management by Exception

Stop searching for problems. Cogent agents provide proactive, intelligent alerts on emerging issues like policy leakage, market volatility, or budget deviations, allowing teams to manage by exception and focus attention where needed most.

Use Case Examples in Action

Real scenarios showing how agents operate autonomously to create value

Sourcing Optimization

An agent identifies that negotiated hotel rates in a key market are underperforming against spot rates and automatically drafts data-backed renegotiation points for the procurement team.

Policy Effectiveness

CogentTM detects a gradual increase in out-of-policy premium air bookings and models the financial impact, suggesting a targeted communication campaign to the relevant department.

Fraud Prevention

An agent automatically flags a suspicious pattern of excessive weekend meal expenses charged to a single project code and provides the auditor with all necessary documentation for immediate review.

Financial Reporting

The CFO asks, "Give me a quarter-to-date T&E vs. Budget report." Cogent instantly generates the report, complete with a narrative summary explaining the key variances.

Supplier Management

A category manager quickly surfaces that an airline is consistently missing its On-Time Performance SLA, visualized with an interactive chart showing the impact on traveler productivity.

Carbon Tracking

The sustainability team generates a dashboard focused on CO2 emissions by travel type, region, or department, providing the data needed to track and manage progress toward ESG goals.

Why Cogent Stands Apart

Five key differentiators that make Cogent the leader in agentic T&E intelligence

True Agentic Platform
Cogent moves beyond passive BI. Its agents constitute a virtual workforce that actively finds savings, runs audits, and guides users.
Deep T&E Domain Expertise
Built specifically for T&E, Cogent natively understands complex fare structures, PNR details, merchant codes, policy logic, and contract terms.
Holistic, Unified Data View
CogentTM breaks down data silos, integrating all T&E-related data into a single, reliable knowledge layer.
Flexible User Interaction
Supports multiple engagement styles: conversational queries, dynamic dashboards, and scheduled alerts.
Rapid
Time-to-Value
Delivered as a SaaS solution with comprehensive library of connectors, enabling insights within weeks, not months.

Complete Agentic AI Framework

CogentTM creates a new operational model where a virtual workforce of AI agents collaborates with your human experts. This partnership fundamentally expands the scope of what can be managed, measured, and optimized.
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Award Winner

2025 BTS Europe Innovation Faceoff Winner

Cogent creates a new operational model where a virtual workforce of AI agents collaborates with your human experts. This partnership fundamentally expands the scope of what can be managed, measured, and optimized.
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Examples of Previously Impossible Work, Now Automated

How Cogent Works: The Intelligent Workflow

See how your virtual workforce of AI agents operates autonomously to deliver strategic value

Continuous Opportunity Scanning

A human analyst might review supplier performance quarterly. A Cogent agent scans every single transaction in real-time, 24/7.

Agent Alert:

"Negotiated hotel rate in Berlin underperforming market rate by 15% this week. Identified 23 upcoming bookings. Recommend immediate renegotiation to save estimated $12,400 on current pipeline."

Predictive Spend Forecasting

Instead of reporting on last month's budget variance, agents identify emerging patterns to predict future issues.

Agent Alert:

"Detected multiple sales team bookings to Berlin for unannounced conference. Predict 40% T&E budget overrun next month. Recommend negotiating block of 15 hotel rooms now to mitigate $50K excess costs."

Quantifiable Benefits Across the Enterprise

Move beyond simple automation to achieve true, autonomous optimization with measurable impact

Finance & Leadership

Gain reliable forecasts for better budgeting, achieve defensible cost savings, and ensure tighter control over cash flow

T&E & Procurement Teams

Drastically reduce manual reporting effort, benefit from automated pipeline of savings opportunities, and enter negotiations with stronger data-driven leverage

Auditors & Compliance Teams

Achieve 100% transaction monitoring, significantly reduce fraud exposure, and accelerate investigation timelines

Employees & Travelers

Experience smoother, clearer policy environment and potentially faster reimbursement cycles resulting from optimized back-end processes

Enterprise-Grade Deployment

Scalable, secure, and ready for global multi-entity organizations

SaaS Delivery
Multi-tenant SaaS solution with enterprise-grade security and SLAs. Insights within weeks, not months.
Global Scale
Built to scale globally, supporting multi-currency, multi-entity organizations with comprehensive change management.
Rapid Integration
Out-of-the-box connectors for major industry systems. Role-specific enablement and in-product guidance ensure rapid adoption.
The Future of T&E Management

The Future of T&E Management is Human-AI Partnership

Cogent represents a leap forward in enterprise intelligence. By deploying a powerful agentic platform, Cogent empowers companies to move beyond simple automation and achieve true, autonomous optimization, turning T&E management into a powerful engine for strategic value creation.

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